Data centers are among the most capital-intensive and risk-dense assets in the commercial insurance market. The insurance program has to be airtight.
Between construction risk, equipment breakdown, business interruption, and contractual obligations to tenants and hyperscalers, data center coverage requires carriers who understand uptime guarantees, redundancy architecture, and mission-critical infrastructure.
Specialized Carriers: We work with carriers who understand uptime SLAs and redundancy requirements.
Construction to Operations: Builder's risk through permanent property and BI coverage.
Tenant Obligations: Coverage structured to meet hyperscaler and colocation contract requirements.
→ From the blog: Data center insurance — property, business interruption & liability explained
Data centers typically need commercial property with equipment breakdown, business interruption, general and excess liability, cyber, and often D&O. Coverage must reflect uptime SLAs, redundancy, and obligations to tenants and hyperscalers.
The combination of high-value equipment, mission-critical uptime, and contractual obligations means standard carriers often misprice or decline the risk. We work with carriers who understand redundancy architecture and colocation contracts.
Yes. We structure builder's risk through to permanent property and business interruption coverage so there is no gap between the construction phase and operations.
We structure coverage and certificates of insurance to meet the requirements in your colocation and hyperscaler agreements, so contractual commitments are backed by the right limits.
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