Property coverage protects your physical assets and business income. For data centers, coverage must address equipment breakdown, business interruption, and tenant obligations.
Covers physical damage to buildings, equipment, and inventory from fire, theft, weather, and other covered perils. Includes builder's risk for structures under construction.
Property coverage protects your physical assets and business income. For data centers, coverage must address equipment breakdown, business interruption, and tenant obligations.
Building & Contents: Physical damage to your building, equipment, and inventory.
Business Interruption: Lost income while your business is shut down due to a covered event.
Builder's Risk: Coverage for structures under construction — aligned to lender and contract requirements.
→ From the blog: Data center insurance — property, business interruption & liability explained
Commercial property covers physical damage to your buildings, equipment, and inventory from perils such as fire, theft, and weather, and typically includes business interruption for lost income while you recover. Builder's risk covers structures under construction.
Business interruption replaces income you lose when a covered event shuts down operations, and can cover the extra expense of keeping the business running. For data centers and capital-intensive operations, structuring BI correctly is critical.
Yes. Data center property programs must address equipment breakdown, redundancy, uptime obligations to tenants and hyperscalers, and high-value contents — which requires carriers who understand mission-critical infrastructure.
Builder's risk covers buildings and materials during construction or renovation. It is usually required by lenders and contracts, and we align limits and terms to those requirements.
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