GL is the foundation of every commercial insurance program — covering bodily injury, property damage, and personal/advertising injury claims.
GL is required in virtually every commercial lease, vendor agreement, and construction contract. It covers claims from people who are injured at your premises, harmed by your products, or damaged by your operations.
For companies in construction and other high-exposure industries, GL placement requires specialty market access that standard brokers don't have.
Premises Liability: Visitor injuries and property damage at your location.
Products-Completed Operations: Claims from products you've sold or work you've completed.
Personal & Advertising Injury: Defamation, copyright infringement, and false advertising.
Our approach: For hard-to-place classes, we access E&S and surplus lines markets directly.
General liability covers third-party bodily injury, property damage, and personal and advertising injury — for example, a visitor injured at your premises or damage caused by your operations. It is the foundation of nearly every commercial insurance program.
GL is required in virtually every commercial lease, vendor agreement, and construction contract. You will usually need to provide a certificate of insurance before signing.
General liability covers physical injuries and property damage. Professional liability, or E&O, covers financial harm arising from your services or advice. Most technology companies need both.
Yes. For classes that standard carriers decline, we access E&S and surplus lines markets directly and present the risk with the depth underwriters need to write it.
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