Your company exists in a category insurance is still catching up to. We've been placing coverage for AI companies for years — across domestic and international markets.
Many tech E&O policies now contain AI exclusions broad enough to deny any claim involving machine learning, LLMs, or automated decision-making. Our AI reads every policy and surfaces these exclusions before they cost you.
We know exactly which carriers will engage with AI companies and how to frame the conversation. We prepare your team for underwriting calls so carriers understand how your technology works and why it deserves clean coverage that isn't gutted by AI exclusions.
AI Exclusion Audit: We scan every E&O policy for AI, ML, and automated decision-making exclusions before binding.
Carrier Relationships: We know the specific underwriters at Lloyd's, Bermuda, and domestic E&S markets who write AI companies.
Underwriting Prep: We prepare your CTO for underwriting calls so carriers see a well-managed technology risk.
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AI companies typically need D&O (protect founders and board), Tech E&O without AI exclusions (cover product failures), AI liability (cover model errors and discrimination claims), Cyber (data breach), and EPL. The specific structure depends on your use case and deployment context.
Many Tech E&O policies now contain broad AI exclusions that can deny any claim involving machine learning, LLMs, or automated decision-making. Founders often don't know these exclusions exist until they file a claim. Alton Risk audits every policy and negotiates to remove AI exclusions.
General Tech E&O was written before modern AI. AI-specific policies cover the unique risks of AI products: model hallucinations, training data IP claims, algorithmic bias, regulatory actions, and performance drift. They also avoid the AI exclusions embedded in most general tech policies.
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